Scanner Needs Ideas, Please?

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Scanner Needs Ideas, Please?

Postby Gisela » Thu Jun 11, 2009 1:25 pm

I'm a scanner - we have a business, but our Cobra is about to run out - I need a job JUST for the health insurance. My longevity in the past has not been good with other jobs, BECAUSE I'm a scanner. I always love the job at first, but as soon as it becomes routine, I can't get out of there fast enough! Any ideas from all you Barbara Sher geniuses on where to get a job fast? Thanks so much!
Gisela
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Re: Scanner Needs Ideas, Please?

Postby JeannetteLS » Thu Jun 11, 2009 5:34 pm

Sorry, I get insurance through my chamber of congress... expensive stuff, but as a member of the chamber I could get decent coverage, whereas on my own, nope. And I am not sure that the fast get-a-job things work any more. At one time Starbucks and WalMart offered insurance for part-timers, but I'm not sure that is so anymore. Sometimes places like Borders and Barnes and Noble need full-timers fast. But in this climate, it's really hard to say.
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Re: Scanner Needs Ideas, Please?

Postby Gisela » Fri Jun 12, 2009 3:48 am

Thanks for your post. We have not yet joined our Chamber of Commerce - I certainly will look into that avenue for the health insurance. And I'll get applying to the Barnes and Nobles and Borders, as well. Thanks again for the ideas!
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Re: Scanner Needs Ideas, Please?

Postby JeannetteLS » Fri Jun 12, 2009 11:09 am

What state are you located in? There are some companies that now offer high deductible insurance--like $5000. Everything counts toward that deductible--bandaids, even. Meds. BUT you can see a doctor for your normal co-pay. But once you reach that deductible, everything is covered. I know that is a lot of money, but with premiums so high, better policies can cost ten grand anyway. The premiums are down around $200, so if you don't have medications or a lot of problems anyway, it works out pretty well. And if you HAVE big problems, as I do, I STILL will wind up paying out less than I do now for my extraordinarily expensive insurance. Once again, some of these plans are offered through chambers of commerce. I had pre-existing conditions, so I had to only wait a year before that condition was fully covered. It wasn't so bad. Good luck. will you let me know if things work out?
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Re: Scanner Needs Ideas, Please?

Postby Gisela » Sat Sep 19, 2009 9:05 am

Thanks so much for the idea. I'm in TN - I'll try to find something like that here!
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Re: Scanner Needs Ideas, Please?

Postby amypjackson » Mon Jan 11, 2010 9:38 am

do you need catastrophic coverage or really good insurance? we have a family of 4 and we only have catastrophic coverage which you can get easily. it covers anything MAJOR, and everything else comes out of pocket, except for vaccines and there's a little office copay for a doctor's visit. it really isn't that bad unless you need serious coverage because you have an illness,etc.... amy
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