AUGUST 2012 FINANCE AND WORK

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AUGUST 2012 FINANCE AND WORK

Postby Unity1 » Sun Jul 29, 2012 3:55 pm

Keep track of your finances on here.
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Re: AUGUST 2012 FINANCE AND WORK

Postby Unity1 » Sun Jul 29, 2012 4:14 pm

1. CA FORM ****

2. WRITE REVISED FINANCE LIST

3. updates, filing
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Re: AUGUST 2012 FINANCE AND WORK

Postby Scenario Thinker » Mon Jul 30, 2012 11:03 am

Bizarre. The difference between what I have in my largest (emergency) savings account and what I owe on my house is within one dollar of each other!

$**********,290.97
$**********,290.60

So, I've officially reached the "break even" point. :)
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Re: AUGUST 2012 FINANCE AND WORK

Postby Unity1 » Mon Jul 30, 2012 2:37 pm

How old are you ST?

Can you be my sugar daddy? :D


did some financial to-do's this morning, made a call I didn't realise I had to make but really important.
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Re: AUGUST 2012 FINANCE AND WORK

Postby mango » Tue Jul 31, 2012 8:38 am

Unity1 wrote:How old are you ST?

Can you be my sugar daddy? :D



Get that trip booked, ST!
We'll make one of you an ex-pat before long! :D
'Living is a form of not being sure, not knowing what next or how.
We guess. We may be wrong, but we take leap after leap in the dark.'

-- Agnes de Mille
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Re: AUGUST 2012 FINANCE AND WORK

Postby mango » Tue Jul 31, 2012 8:40 am

Scenario Thinker wrote:Bizarre. The difference between what I have in my largest (emergency) savings account and what I owe on my house is within one dollar of each other!

$**********,290.97
$**********,290.60

So, I've officially reached the "break even" point. :)


Fantastic, ST! That is a wonderful place to be! :D
'Living is a form of not being sure, not knowing what next or how.
We guess. We may be wrong, but we take leap after leap in the dark.'

-- Agnes de Mille
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Re: AUGUST 2012 FINANCE AND WORK

Postby Scenario Thinker » Tue Jul 31, 2012 10:13 am

I'm afraid I'd be just another one of Unity's RA's, minus the R. :)

Yes, it's nice to actually see the break even. Of course, I don't show the actual number, it could be as low as $1,290, which means I almost own my house outright, but don't have much saved up, or it could be say $1,000,290, then I have a lot in the bank, but am "house poor". Well, if I really had 1MM in the bank and a million dollar house, I'm sure I'd sell it (or try) and have even more in the bank, and could possibly think about retiring (I'm between 50 and 60 years old :) ).
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Re: AUGUST 2012 FINANCE AND WORK

Postby Scenario Thinker » Fri Aug 09, 2013 1:27 pm

Unbelievable, this was only about a year ago (I thought it was longer). But ...

$$$$$I PAID OFF MY HOUSE!!!!!!! NO MORE MORTGAGE!!!!!!!$$$$$

I still had a ways to go if I were to keep paying the lower payment, but I decided to take the risk and pull a chunk out of savings and pay it off! I just got back from the bank and wiring the money. Funny, I was paying the payments online all this time, but to pay it off, I couldn't do that.

Anyhow, I've been cutting back on any extra purchases since a few months ago, because now I have to build up my emergency fund again. It's not bad, but not as comfortable as I felt before. The good thing, if I ever needed the "emergency", I wouldn't have the mortgage to deal with any more (in other words it's better than using the money for a new car and then needing the emergency money).

Time to celebrate, but I haven't decided what to do yet (maybe just pop a champagne bottle).
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Re: AUGUST 2012 FINANCE AND WORK

Postby Unity1 » Fri Aug 09, 2013 1:39 pm

I still don't understand why you don't think you are well off ST with that much cash in the bank
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Re: AUGUST 2012 FINANCE AND WORK

Postby Scenario Thinker » Fri Aug 09, 2013 1:40 pm

Well, I'm not independently wealthy, I still have to work. But, I am a good saver. I see people wasting so much money all around me, and I have my vices, too, but my vices aren't as expensive as some people's.
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