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Postby Scenario Thinker » Sat Aug 10, 2013 10:29 am

AUGUST 2012 FINANCE AND WORK wrote:Unbelievable, this was only about a year ago (I thought it was longer). But ...

$$$$$I PAID OFF MY HOUSE!!!!!!! NO MORE MORTGAGE!!!!!!!$$$$$

I still had a ways to go if I were to keep paying the lower payment, but I decided to take the risk and pull a chunk out of savings and pay it off! I just got back from the bank and wiring the money. Funny, I was paying the payments online all this time, but to pay it off, I couldn't do that.

Anyhow, I've been cutting back on any extra purchases since a few months ago, because now I have to build up my emergency fund again. It's not bad, but not as comfortable as I felt before. The good thing, if I ever needed the "emergency", I wouldn't have the mortgage to deal with any more (in other words it's better than using the money for a new car and then needing the emergency money).

Time to celebrate, but I haven't decided what to do yet (maybe just pop a champagne bottle).

Don't mind me, I just wanted to put this in the correct year, so in case I ever need to search back for it.
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Postby Unity1 » Sat Aug 10, 2013 11:36 am

I might as well add a list, it's been a long while since it's been done

1. filing
2. WTC form

3. a. write 12 month timeline of bills, cell phones
b. 12 month timeline of money in/out when income ends

c. 12 month timeline birthdays, Christmas etc cash will be needed
1) list of supplies needed

d. 12 month timeline visits, extra cash needed
1) food, supplies needed

4. put important legal documents seperate (divorce etc)
5. put important other documents into plastic sleeves folder
6. house deeds still to arrive - delay *
7. financial advisor - papers to sign still not arrived *
8. expenses updates
9. Will
10. AT serious letter
11. writing for H4A
12. book format
13. get money in case new glasses needed, voucher for appt - make appt
14. get money for dentist - make appt
15. list new income ideas
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